Investing may seem quite risky and complex, but the truth is that it's an accessible path for those looking to make their money work for them, not just work for it.

Whether you're a curious newbie or someone with some investment experience under your belt, understanding the basic concepts is the first step to success in any type of investment; knowledge is an invaluable asset.

The financial world offers a variety of options.

For those seeking security and predictability, fixed income is a great starting point. Securities such as Treasury Direct, CDBs (Bank Deposit Certificates), and LCIs/LCAs (Real Estate/Agribusiness Credit Notes) tend to offer more stable returns, ideal for short- and medium-term goals. These are just a few examples of investments that can be made, but there are a much greater range of possibilities beyond these.

 For those with a more audacious profile and seeking higher returns, variable income enters the scene without asking for permission.

Stocks on the stock exchange, for example, allow you to become a partner in large companies.

Investment funds, such as equity and multimarket funds, are also good ways to diversify your portfolio, relying on professional management.

The secret to investing well lies in diversifying your assets, not putting all your eggs in one basket, hypothetically speaking, and in the long term.

Defining your financial goals, your risk profile, and studying each type of asset are important keys to avoiding unnecessary suffering.

Starting small, learning, and watching your wealth grow while you build it—this sums up the reality for many investors.

Have you ever made or do you currently make any type of investment?

Do you enjoy making your money work for you instead of working for it?

What was the riskiest investment you've ever made?